For the full year,net profit declined 40.81% to Rs 61.91 crore in the year ended March 2021 as against Rs 104.59 crore during the previous year ended March 2020. Total Operating Income declined 5.90% to Rs 7305.45 crore in the year ended March 2021 as against Rs 7763.80 crore during the previous year ended March 2020.