On a sequential basis, the bank's deposits have increased by 10%. Total depoits amounted to Rs 23,203 crore as of 31 December 2022.

CASA ratio stood at 26.4% in the quarter ended 31 March 2023 as against 27.3% in the quarter ended 31 March 2022 and 26.2% in the quarter ended 31 December 2022.

Gross loan book jumped by 33% to Rs 24,114 crore in the quarter ended 31 March 2023 from Rs 18,162 crore in the quarter ended 31 March 2022. The loan book is higher by 10% as compared with Rs 21,895 recorded in the quarter ended 31 December 2022.

The bank's disbursements for the quarter aggregated to Rs 6,001 crore, up 23% YoY and up 24% QoQ. Disbursements for the year amounted to Rs 20,037 crore, up 42% YoY. The rise in disbursements was drived by growth in Microbanking, Housing and FIG.

"Strong collections across all buckets including restructured and NPA book. NDA collections in MicroBanking at 99.5%+ in line with pre-covid days. PAR/GNPA further declining to 3.8%/2.6% from 4.9%/3.4% respectively QoQ,” Ujjivan SFB said in a statement.

Ujjivan Small Finance Bank (Ujjivan SFB) serves approximately 73 lakh customers through 598 branches and 16,764 employees spread across 254 districts and 25 states and union territories in India.

The bank reported a net profit of Rs 293.19 crore in Q3 FY23 as against a net loss of Rs 33.83 crore posted in Q3 FY22. Total income surged 50.38% to Rs 1,220.54 crore in the quarter ended 31 December 2022 from Rs 811.66 crore recorded in the corresponding quarter previous year.