Bank facilities - ICRA A- / Stable (Outlook revised to Stable from Negative) Non convertible debentures - ICRA A-/ Stable (Assigned) Non convertible debentures - ICRA A-/ Stable (Outlook revised to Stable from Negative) Subordinated debt programme - ICRA A- / Stable (Outlook revised to Stable from Negative) Subordinated debt programme - ICRA A- / Stable (Withdrawn - no outstanding dues against rated instrument) Commercial paper - ICRA A1 (reaffirmed)