a) Lower Tier II Bonds (Under Basel II) - Credit Rating reaffirmed to A+/Stable b) Tier II Bonds (Under Basel III) - Credit Rating reaffirmed to A+/Stable c) Perpetual Tier I Bonds (Under Basel II) - Credit Rating reaffirmed to A/Stable d) Upper Tier II Bonds (Under Basel II) -Withdrawn the A/Stable rating, since the instrument has been fully redeemed