For the full year,net profit declined 57.75% to Rs 104.59 crore in the year ended March 2020 as against Rs 247.53 crore during the previous year ended March 2019. Total Operating Income rose 12.90% to Rs 7763.80 crore in the year ended March 2020 as against Rs 6876.52 crore during the previous year ended March 2019.

Particulars	Quarter Ended			Year Ended
	Mar. 2020	Mar. 2019	% Var.	Mar. 2020	Mar. 2019	% Var.
Total Operating Income	1947.67	1790.94	9	7763.80	6876.52	13
OPM %	39.40	65.01	-	58.61	65.60	-
PBDT	-190.38	108.40	PL	149.55	380.50	-61
PBT	-190.38	108.40	PL	149.55	380.50	-61
NP	-143.69	70.51	PL	104.59	247.53	-58