Bandhan Bank's CASA deposits stood at Rs 42,413 crore as of 31 December 2023, up 14% from Rs 37,212 crore as of 31 December 2022. CASA ratio reduced to 36.1% as of December 2023 as against 36.4% recorded in same period last year.

The bank's retail deposits aggregated to Rs 84,563 crore as of 31 December 2023, recording a growth of 19% YoY. Retail to total deposits ratio stood at 72% in the quarter ended 31 December 2023 as against 69% in the quarter ended 30 December 2022.

Bulk deposits increased 5.2% to Rs 32,859 crore in Q3 FY24 as against Rs 31,233 crore posted in Q3 FY23.

The bank's loans and advances grew by 18.6% to Rs 115,964 crore as of 31 December 2023 from Rs 97,787 crore as of 31 December 2022.

Collection efficiency for the month of December 2023 was constant at 98% as compared with September 2023. The collection efficiency emerging entrepreneurs business (EEB) (micro) segment and that of non-EEB segment was 98% in December 2023.

Bandhan Bank operates as a commercial bank. The banking outlets as on 30 September 2023, stood at more than 6,200. The network consists of 1,621 branches, and 4,598 banking units.

The Kolkata-based private lender reported a net profit of Rs 721.17 crore in Q2 FY24, steeply higher than Rs 209.27 crore recorded in Q2 FY23. Total income jumped 18.4% year on year to Rs 5,032.19 crore in the second quarter of FY24.