For the full year,net profit declined 9.53% to Rs 431.78 crore in the year ended March 2020 as against Rs 477.24 crore during the previous year ended March 2019. Total Operating Income rose 9.63% to Rs 6474.77 crore in the year ended March 2020 as against Rs 5905.96 crore during the previous year ended March 2019.

Particulars	Quarter Ended			Year Ended
	Mar. 2020	Mar. 2019	% Var.	Mar. 2020	Mar. 2019	% Var.
Total Operating Income	1639.21	1531.29	7	6474.77	5905.96	10
OPM %	42.98	56.57	-	55.14	61.07	-
PBDT	35.04	106.50	-67	522.03	607.81	-14
PBT	35.04	106.50	-67	522.03	607.81	-14
NP	27.31	61.73	-56	431.78	477.24	-10