This marks a 3.2% climb from Rs 234,360 crore reported at the end of September 2023.

However, loan growth lagged behind deposit inflows, rising 11.9% YoY to Rs 217,662 crore by December 31, 2023. Sequentially, loans and advances witnessed a 4.1% uptick.

Despite the slower loan growth, Yes Bank's credit-to-deposit ratio remained stable at 90.0% as of 30 December 2023, compared to 91.1% a year ago and 89.2% at the end of September 2023. This indicates prudent credit management by the bank.

CASA (Current Account and Savings Account) deposits, considered a more stable source of funding, accounted for 29.7% of the bank's total deposits as of December 30, 2023, down slightly from 29.9% a year ago but up from 29.4% at the end of September 2023. This suggests a gradual improvement in the bank's ability to attract more stable deposits.

Furthermore, Yes Bank's liquidity coverage ratio (LCR) stood at a comfortable 118.4% as of December 30, 2023, exceeding regulatory requirements and showcasing the bank's ability to meet short-term obligations.

This ratio was above the 113.3% figure reported at the end of December 2022, but lower when compared to the 120.9% level recorded at the end of September 2023.

Yes Bank is a full-service commercial bank providing a complete range of products, services and technology driven digital offerings, catering to retail, MSME as well as corporate clients.

The private lender's standalone net profit jumped 47.37% to Rs 225.21 crore on 24.76% increase in total income to Rs 7,920.68 crore in Q2 FY24 over Q2 FY23.

The scrip rose 0.82% to currently trade at Rs 23.41 on the BSE.