Retail liquidity coverage ratio (LCR) deposits amounted to Rs 37,353 crore (up 19% YoY) as on 31 June 2023.
CASA ratio was at 37.3% as on 30 June 2023 as against 36% as on 30 June 2023.
Liquidity coverage ratio (LCR) stood at 129% as on 30 June 2023. LCR as on 30 June 2022 was 149%.
The banks gross advances increased by 20% to Rs 74,792 crore as on 30 June 2023 from Rs 62,110 crore recorded on30 June 2022.
RBL Bank said, “Retail advances grew 32% YoY while wholesale advances grew 8% YoY for the quarter ended June 30, 2023. The mix of retail: wholesale advances was approximately 56:44.
The Bank continues to focus on growing the share of granular retail deposits in the overall deposit mix, with retail deposits (as per LCR definition) at approximately 43.6% as against 42.8% as at the end of the last quarter and 39.7% as of June 30, 2022.
RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals namely: corporate & institutional banking, commercial banking, branch & business banking, retail assets and treasury and financial markets operations. As of 31 March 2023, the bank has 517 bank branches and 1,166 business correspondent branches, of which 298 are banking outlets.
The bank reported a 37% jump in standalone net profit to Rs 271.05 crore on 20% increase in total income to Rs 3,170.32 crore in Q4 FY23 over Q4 FY22.
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